GFA Business Accountants & Advisors is an authorised representative of  MyPlanner Professional Services Pty Ltd AFSL 425542 ABN 51 159 696 830. This is general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this document, you should assess your own circumstances or seek advice from your financial adviser and seek tax advice from your accountants at GFA Business Accountants & Advisors. Information is current at the date of issue and may change.